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How Long Do Plastic Gift Cards Typically Last?
Plastic gift cards typically last several years, depending on usage and storage. They don’t expire quickly but may wear out with frequent use or damage.

Plastic gift cards are everywhere, slid into birthday envelopes, handed out during holidays, or stacked behind checkout counters as brand loyalty tools. They're practical, attractive, and easy to carry. But once received, how long can a person expect that plastic card to last? For businesses investing in plastic gift card printing, durability directly affects usability and customer satisfaction. A scratched, cracked, or unreadable card reflects poorly on the brand and can cost both time and money.

Conversely, consumers often tuck gift cards into wallets, purses, or drawers for months before finally redeeming them. This makes their resilience all the more important. Despite their widespread use, many don’t consider the shelf life or physical limitations of these handy plastic rectangles. Should businesses worry about cards becoming unusable? Is there a best-before date? And how can design or storage affect a card’s life span?

Understanding the actual lifespan of custom plastic gift cards helps businesses make smart decisions about plastic custom gift cards and helps consumers feel confident their balance won’t vanish with time, literally or figuratively.

What Are Plastic Gift Cards Made Of?

Plastic gift cards are typically made from PVC (polyvinyl chloride), which is also used for credit cards, ID badges, and other durable plastic materials. PVC offers a balance of flexibility and rigidity, making it ideal for withstanding repeated swipes, wallet compression, and general wear and tear.

Why is PVC the Standard?

  • Durability: PVC can endure bending and heat better than most other plastic materials.

  • Compatibility: Most point-of-sale and magnetic stripe readers are designed for PVC cards.

  • Print Quality: Cards produced using gift card printing methods on PVC show vivid colors and sharp branding elements.

Though PVC is incredibly durable, it’s not invincible. The environment the card is kept in and how often it’s used both contribute to its lifespan.

The Average Lifespan of Plastic Gift Cards

Generally, plastic gift cards last anywhere from 3 to 5 years if stored and handled properly. However, that lifespan depends on several key factors.

1. Usage Frequency

Each time a gift card is swiped, inserted into a chip reader, or handled, its magnetic stripe or chip undergoes wear. Regular use, especially in retail or food service environments, can gradually degrade the functionality.

2. Storage Conditions

Cards kept in wallets, especially ones that are overstuffed or regularly sat on, can warp or develop scratches. Cards exposed to extreme heat, like inside a hot car, or direct sunlight for extended periods, may fade or melt slightly, affecting performance.

3. Card Type

  • Magnetic Stripe Cards: These wear out more quickly if frequently swiped or if stored with items that cause friction.

  • Chip-Embedded Cards: Tend to last longer than the magnetic stripe version,s as the chip doesn’t require physical swiping.

  • Barcode-Based Cards: These rely on print clarity, so any smudging or surface wear can render them unreadable.

Here’s a quick comparison:

Card Type

Average Lifespan

Primary Weakness

Magnetic Stripe

2–4 years

Stripe degradation

Chip-Embedded

4–6 years

Physical chip damage

Barcode-Based

3–5 years

Smudging, fading

How to Extend the Lifespan of a Gift Card?

Even the most durable material can fail without care. Proper use and storage can help a card outlast its expected time frame.

Keep Away from Magnets

Magnets can demagnetize the stripe, especially on traditional magnetic cards. Always avoid placing gift cards near phones, purse magnets, or refrigerator magnets.

Avoid Extreme Temperatures

If it’s cold or sweltering heat, drastic temperature changes can warp plastic. Store gift cards in room-temperature environments to maintain integrity.

Protect the Print Surface

Scratches and peeling can affect not only the card’s look but also the legibility of barcodes or printed information. Using a protective sleeve can prevent unnecessary surface damage.

Digital Integration and Expiration Dates

Even though the physical card may last years, some cards carry expiration dates or are subject to state regulations. However, in many regions, laws prohibit gift card balances from expiring for a set number of years.

Still, physical damage can lead to a card being unusable even if funds remain. That’s why integrating digital alternatives or having customer support that can reissue balances proves helpful.

For businesses, offering both physical and digital formats through plastic card printing providers adds flexibility and customer confidence.

What Makes a Custom Plastic Gift Card Durable?

Businesses looking to maximize value from their custom plastic gift cards should focus on:

1. High-Quality Printing Techniques

UV coating, durable lamination, and protective layers help prevent fading and surface wear. Premium gift card printing options use advanced techniques to make cards more resilient.

2. Barcode or QR Code Options

Cards that can be scanned without swiping are less prone to physical wear. Incorporating barcode or QR-based systems can help the card last longer.

3. Smart Design Choices

Avoid design elements that may easily fade or smudge. Stick with high-contrast colors and avoid all-black or dark-colored cards, which show scratches more clearly.

4. Branded Sleeves or Carriers

Providing customers with a custom sleeve or wallet-sized pouch protects the card and enhances brand value.

When Should a Gift Card Be Replaced?

Even if a plastic card looks intact, there may be hidden issues with functionality. Here are some signs a card might need to be replaced:

  • The magnetic stripe no longer reads consistently at the register.

  • The barcode is scratched, smeared, or faded.

  • Physical cracking or warping that causes the card to jam in machines.

  • Customer support recommends issuing a new card due to system updates.

A Quick Recap: How Long Is Too Long?

Plastic gift cards typically offer durability for:

  • 3 to 5 years under normal use and storage

  • Longer lifespan when enhanced with protective coatings or stored in optimal conditions

  • Shorter lifespan with excessive use, rough handling, or exposure to extreme conditions

For both businesses and consumers, understanding the practical lifespan of plastic gift cards helps avoid wasted funds and ensures the product maintains its value over time.

Conclusion

Plastic gift cards, though small in size, hold significant importance for both consumers and businesses. On average, they can last several years if treated with care, but design, material, and storage all play crucial roles in their longevity. Choosing high-quality plastic gift card printing solutions and practicing smart storage habits, both the look and functionality of a gift card can be preserved.

DuraCard specializes in premium gift card printing and custom gift cards designed to last and perform. With advanced printing technology, high-quality materials, and customization options, DuraCard ensures that your brand’s gift cards leave a lasting impression, not just visually, but in durability and function too.

How Long Do Plastic Gift Cards Typically Last?
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