Buy Direct Mutual Funds Online: A Smart Investor’s Guide

Investing in mutual funds is one of the most effective ways to build long-term wealth. But if you're still buying regular mutual funds, you might be missing out on higher returns. The smarter choice? Buy direct mutual funds.

What Are Direct Mutual Funds?

Direct mutual funds are investment plans you buy directly from an Asset Management Company (AMC), without any intermediaries. Unlike regular plans, there are no distributor commissions involved, which means lower expense ratios and potentially 0.5% to 1.5% higher returns over time.

These are ideal for investors looking for more transparency, lower costs, and better control over their investments.

Where to Buy Mutual Funds (Direct Plans)

If you're wondering where to buy mutual funds, especially direct plans, here are your top options:

1. AMC Websites

You can invest directly through the official websites of top fund houses like SBI Mutual Fund, ICICI Prudential, HDFC Mutual Fund, Axis Mutual Fund, etc.

• Pros: No commissions, direct access to fund offerings
  
  

• Cons: You’ll need to manage each AMC account separately
  
  

2. Registrar Platforms (CAMS & KFintech)

Platforms like CAMS Online and KFintech allow you to invest across multiple AMCs from a single dashboard.

• Pros: Easy access to a wide range of mutual funds
  
  

• Cons: May lack in-depth research tools and fund comparison features
  
  

3. Best Platforms for Direct Mutual Funds (Apps & Portals)

Looking for simplicity and advanced features? Here are some of the best platforms for direct mutual funds in India:

• Groww
  
  

• Zerodha Coin
  
  

• Paytm Money
  
  

• ET Money
  
  

• My Mudra Fincorp Ltd.
  
  

These platforms offer tools to compare funds, automate SIPs, and track your investment goals.

• Pros: User-friendly, insightful tools for beginners and experienced investors
  
  

• Cons: Requires one-time KYC completion

Mutual Fund Investment Guide: How to Start

Starting your investment journey is easier than you think. Follow this quick mutual fund investment guide:

1. Complete Your KYC
   It’s a one-time requirement and can be done online via Aadhaar and PAN.
   
   

2. Choose Your Platform
   Select from AMC websites, registrar portals, or a trusted app based on your preference.
   
   

3. Pick Your Fund Type
   Depending on your financial goals and risk appetite, choose between equity, debt, or hybrid mutual funds.
   
   

4. Start Investing
   Begin with a lump sum or set up a monthly SIP (Systematic Investment Plan).

Conclusion

If you’re serious about maximizing returns, the best strategy is to buy direct mutual funds through a reliable platform. Whether you choose an AMC site, a registrar like CAMS, or one of the best platforms for direct mutual funds, the key is to start early and stay consistent.